Get your wallet ready — it's that time again with the holidays right around the corner. An estimated 91% of Americans will celebrate in some form this holiday season, a November 2022 report from the National Retail Federation shows. And for most people, celebration means .
Credit card issuers often offer piles of points or cash back when you open a card. But the catch is that you'll need to spend a certain amount of money on the card within a set time frame to earn that welcome offer. Holiday shopping season can be the perfect time to knock out that spending requirement and earn a hefty bonus on a new card.

Ditching the crowded stores this year? According to Deloitte's study, 63% of holiday shoppers plan to make most of their purchases online. If you’re one of them, shopping portals (also called bonus malls) can be an easy way to rake in additional miles, points or cash back on top of the regular rewards your credit card earns.

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